Call: 2010

Laurence Page

“A good advocate who knows his cases inside out, works hard and is immensely likeable” Chambers UK

Practice overview

Laurence Page is a commercial and construction barrister whose practice encompasses high value litigation and arbitration (LCIA, ICC, ICE, UNCITRAL arbitrations). He also has significant experience in the fields of insurance law and professional liability.

Laurence is frequently retained in litigation concerning allegations of fraud, dishonesty or other impropriety. He has significant experience of acting in urgent applications for freezing injunctions, proprietary injunctions, search orders and orders for disclosure of information.

Many of Laurence’s cases are international in nature. He has worked on arbitrations, projects or disputes relating to a number of jurisdictions including Dubai, Abu Dhabi, Grand Cayman, New York, Hong Kong, Saudi Arabia, Pakistan, India, Kazakhstan, Ukraine, Estonia, South Africa, Denmark, Iraq and Iran. Much of his work relates to the Middle East, especially the UAE. Laurence’s work brings him to Dubai almost every month and he appears regularly before the DIFC Courts and in DIFC-LCIA arbitrations.

Laurence is recognised by clients and legal directories as a leading individual in the fields of Commercial Dispute Resolution, Commercial Litigation, Civil Fraud and Professional Negligence.   He is also recommended for Commercial Dispute Resolution in Chambers Global and specifically for his Middle East commercial work in Legal 500. Recent directory comments include:

  • "A good advocate who knows his cases inside out, works hard and is immensely likeable." (Chambers UK, CDR)
  • Has an in depth grasp of the commercial realities, pressures and drivers that means he talks his client’s language and understands their needs in a way that is rare amongst the Bar.” (Legal 500, Commercial Litigation)
  • His grasp of the facts and the evidence is encyclopaedic.’ (Legal 500, Fraud: Civil)
  • "Bright, practical and invaluable on significant issues - he will become one of the DIFC regular go-to counsel in the next few years." (Legal 500, EMEA)
  • “He is easy to work with and very approachable.” (Legal 500, Professional Negligence)
  • “an intelligent lawyer with a good grasp of the legal principles and how they are applied” (Legal 500, Professional Negligence)
  • “very determined and thorough” (Legal 500, Professional Negligence).

Areas of expertise

  • Commercial dispute resolution
    • Banking & finance

      Banking & finance

      Laurence is involved in a number of very high value banking and finance related disputes.  Recommended by both Chambers & Prs and Legal 500 for his commercial expertise both in the UK and internationally, he has experience working with institutional clients on high-profile disputes and in technical claims.

      Recent examples of Laurence’s work include:

      • Acting for the principal defendants in Skatteforvaltningen v Solo Capital Partners LLP and others, a c£2 billion fraud claim that has been listed for a six-week trial in October 2021 and the longest known Commercial Court trial commencing in January 2023 and continuing until Easter 2024 (four judicial terms). Reported judgments to date are [2020] EWHC 1658 (Comm) (CPR 84 issue), [2020] EWHC 1624 (Comm) (non-fraud defendant strike out application), [2020] EWHC 2161 (Comm) (release of proprietary injunction funds), 2020 EWHC 2022 (Comm) (preliminary issues trial) (with Nigel Jones QC).
      • Commercial Bank of Dubai PSC v Totora LLC and others: Acting for Claimant in DIFC banking claim and associated actions against guarantors. Claim involves substantial jurisdictional challenges.
      • Stavrinides and others v Cyprus Popular Bank Public Co Ltd and another [2018] EWHC 313 (Ch): Acting for Claimants in civil fraud banking claim. Successful defence of £1.8 million security for costs application.
      • Advising group of institutional investors on potential claims arising from alleged accounting fraud and misleading market statements made by Steinhoff Investment Holdings NV, and potential actions in South Africa, the Netherlands and/or Germany.
      • Georgallides v Timblo: Acting for Defendant in £2 million dispute arising from loan notes, with penalty clause and CCA issues.
      • Acting for a UAE registered bank in substantial DIFC claim against (amongst others) a member of one of the royal families of the UAE.
      • Fitzkriston LLP v Cyprus Popular Bank Company: Acting for Claimant in £2.5 million civil fraud claim concerning alleged settlement of loans (QBD).
      • Menico Financial Services Limited v Philippou and another: Acting for Claimant in successful 4 day trial concerning fraud, unregulated lending and unfair relationship.
      • Acting for Hong Kong trustees against a Greek bank in CHF20 million loan facility concerning an alleged event of default following without notice freezing injunction.
    • Civil fraud & asset tracing

      Civil fraud & asset tracing

      Laurence regularly handles civil fraud and asset tracing as part of his commercial practice and he is recommended in this area by Legal 500.

      Recent examples of his work

      • Acting for the principal defendants in Skatteforvaltningen v Solo Capital Partners LLP and others, a c£2 billion fraud claim that has been listed for a six-week trial in October 2021 and the longest known Commercial Court trial commencing in January 2023 and continuing until Easter 2024 (four judicial terms). Reported judgments to date are [2020] EWHC 1658 (Comm) (CPR 84 issue), [2020] EWHC 1624 (Comm) (non-fraud defendant strike out application), [2020] EWHC 2161 (Comm) (release of proprietary injunction funds), 2020 EWHC 2022 (Comm) (preliminary issues trial) (with Nigel Jones QC).
      • Advising claimants in group action arising from hotel room purchases on issues of fraud against UK solicitors and St Kitt’s and Nevis lender in £5 million claim.
      • Stavrinides and others v Cyprus Popular Bank Public Co Ltd and another: Acting for Claimants in £6 million civil fraud banking claim concerning alleged agreement by bank to compromise outstanding indebtedness.
      • Menico Financial Services Limited v Philippou and another: Acting for Claimant in successful 1-week trial concerning £800,000 loan and alleged repayments by third parties. HHJ Parfitt at [50]: “I agree with Mr Page that the First Defendant’s case… appears to belong to pulp fiction more than commercial reality.
      • Acting for a Cypriot individual and two connected entities in related QBD and Chancery Division claims against a Cypriot bank in £6 million civil fraud claim.
      • Al-Jassim v (1) Socii Synergy Investments LLC (2) Reed Smith LLP and another: Acting for second defendants in DIFC proceedings arising from shareholder disputes over Hungerstation, a major tech start-up in the Kingdom of Saudi Arabia.
      • Obtaining worldwide freezing injunctions and proprietary injunctions for His Highness Sheikh Nawaf Al-Khalifa in a £1.7 million claim against a number of conspirators to a multi jurisdictional fraud.
    • Commercial arbitration

      Commercial arbitration

      Laurence is frequently instructed in arbitral proceedings in conjunction with his commercial and construction practices, both domestically and internationally. He has a particular interest in the Middle East, and travels to Dubai regularly, where he is currently instructed in various arbitrations and cases before the DIFC Courts. Laurence is also retained in related enforcement matters.

      He is a Member of the Chartered Institute of Arbitrators. His experience includes ICC, LCIA and ad hoc arbitrations.

      Recent examples of his work include:

      • Acting for subcontractor in substantial ICC arbitration, Abu Dhabi (with Paul Reed QC).
      • Acting for clean coal electricity producer in £2 million arbitration against raw material suppliers following alleged force majeure event.
      • Acting for Hong Kong trustees against a Greek bank in CHF20 million loan facility concerning an alleged event of default.
      • Acting for a Cayman Islands insurance company concerning proposed changes to insurance policy wording.
      • Advising creditors in insurance coverage dispute against firm of solicitors concerning engagement of insuring clause and aggregation issues in £20 million arbitration.
      • Advising on enforcement of a foreign arbitral award in England & Wales.
    • Commercial litigation

      Commercial litigation

      Laurence’s commercial experience includes agency, banking, civil fraud, economic torts, equity, financial services, guarantees, and restitution. Many cases involve emergency relief.  He is recommended by both Chambers & Prs and Legal 500 for his commercial expertise both in the UK and internationally.

      His recent experience includes:

      • Acting for Singapore company at trial in an LCIA-DIFC arbitration in a £30 million (equivalent) shareholder dispute concerning a company operating in central Africa.
      • Interactive E-Solutions JLT v O3b Africa Ltd: Acting for DIFC registered company in £55 million commercial court claim concerning satellite-based communication systems in Pakistan (with Nigel Jones QC and Edward Rowntree).
      • Phytolux Limited v Plessey Semiconductors Limited: Acting for successful claimant in 1-week trial concerning licence relating to horticultural lights. Issues included contractual interpretation, common mistake, unilateral mistake, breach of confidence and fitness for purpose of stock. See a copy of the judgment here.
      • An individual v A company based in the Kingdom of Saudi Arabia and others: Acting for second defendants in DIFC proceedings with associated arbitration. Shareholder dispute concerning the operations and valuation of a major tech start-up.
      • Acting for defendant cleaning company in eight related claims and counterclaims against a major chain of hotels.
      • Acting for claimant company in dispute concerning lighting semiconductors.
      • A Cayman Islands insurance company – advising insurer on proposed changes to its business insurance policy wording.
      • Interplan Electrics v Cahill – Acting for Claimant in freezing injunction arising from breach of contract and fiduciary duties by senior employee.
      • Renoir Global (Private) Limited v Watteau Holdings (PVT) Limited – Acting for Claimant in freezing injunction following unlawful means conspiracy by CEO and a director with third party company (2016, with PJ Kirby QC).
      • Acting for Defendant in successful Commercial Court reverse summary judgment application in claim for £42 million (with Colm Nugent).
      • Chelsea Bridge Apartments Limited and another v Old Street homes Limited: Acting for Claimant obtaining substantial interim relief following oral without notice application.
    • Companies, joint ventures & partnerships

      Companies, joint ventures & partnerships

      Laurence has experience of shareholder and direct disputes as well as directors’ disqualifications proceedings and related company law issues.  Joint venture and partnership work often form part of Laurence’s commercial dispute resolution practice.

      His recent experience includes:

      • Acting for the senior registered member of an architect’s firm in dispute concerning alleged establishment of rival businesses and breaches of fiduciary duty.
      • An individual v A company based in the Kingdom of Saudi Arabia and others: Acting for second defendants in DIFC proceedings with associated arbitration. Shareholder dispute concerning the operations and valuation of a major tech start-up.
      • Acting for former group director of a very well known group of interior design companies in a claim concerning a minority shareholding allegedly purchased at an undervalue.
      • TST Digital Limited v LGL Limited – Acting for Defendant in substantial shareholder dispute (with Nigel Jones QC).
      • Ward v Old Street Homes: Acting for Claimant in order for provision of information following sales of properties contrary to joint venture agreements (with PJ Kirby QC).
      • Georgallides v Secretary of State for Business: Acting for Claimant in proceedings to set aside a 10 year disqualification order retrospectively, following £350m HBOS fraud.
      • Chelsea Bridge Apartments Limited and another v Old Street homes Limited: Acting for Claimants in partnership dispute arising from development of various properties.
    • Franchising

      Franchising

      A number of Laurence’s claims concern franchising disputes.

      Recent work in this field includes:

      • Hay and others v Alno (UK) Ltd: Acting for claimant in interlocutory stages of £1.6 million fraudulent misrepresentation claim against kitchen franchisor (with David Lewis)
      • Phytolux Limited v Plessey Limited: Acting for Claimant seeking declaratory relief and damages concerning scope and alleged breach of 10-year licence relating to horticultural lighting
  • Construction & engineering
    • Adjudication

      Adjudication

      Construction adjudication is a core area of Laurence’s practice. He is almost continuously instructed in adjudications for both referring and responding parties. He acts for employers, contractors and subcontractors on a large number of projects. He is highly experienced in issues of enforcement.

      Recent examples of his work in this area include:

      • Acting for main contractor in adjudication relating to ultra high net worth property in London SW7 (redevelopment and conversion of two adjoining embassies into residences).
      • Acting for employer in a £2.3 million adjudication concerning the sequencing of works relating to a harbour wall and promenade.
      • Acting for sub-contractor in a £1.6 million adjudication concerning railway stabling facilities.
      • Acting for employer in valuation dispute concerning the construction of a church and a number of residential units.
      • Acting for employer in payments adjudication and substantial defects claim relating to drainage of astrosoccer pitches.
      • Acting for piling subcontractor in c£500,000 adjudication concerning groundworks conditions at car showroom.
      • Acting for employer in adjudication concerning defective construction of cycle track.
      • Acting for waterproofing sub-contractor in £800,000 adjudication arising from redevelopment of a major commercial site in Lincoln’s Inn Fields, following substantial water ingress.
      • Acting for employer in adjudication and related proceedings arising from construction of a mixed use development (including 32 flats) in Brixton.
    • Construction & engineering

      Construction & engineering

      Laurence has a very busy construction and engineering litigation, arbitration and adjudication practice. He also has a particular interest in energy matters.

      Recent work in this area includes:

      • Petrou v KCJ Builders [2019] EWHC 166 (Comm): Acting for Claimant employer in dispute arising from basement conversion. Appeal concerning relief from sanctions and impact of unless orders arising from failures to serve witness statements on time.
      • Acting for home owner in £2 million claim against contractor concerning design and build property renovation.
      • Acting for structural engineering contractor in £6.2 million claim arising from roof collapse of Audi workshop and showroom.
      • Acting for employer in £750,000 claim to bondsman following default of contractor.
      • Acting for manufacturer of manufacturer of oil and gas well actuator against subcontractor following multiple failure of product in wells.
      • An electricity producer v supplier – Acting for clean coal electricity producer in £2 million arbitration against raw material suppliers following alleged force majeur event.
      • Rotronic Instruments (UK) Limited v various (TCC): Acting for third defendant in supply-chain claim concerning import of defective electrical cable that caused substantial personal injury.
      • Acting in relation to a number of construction and CAR issues concerning a high specification residential scheme in central London for a well-known developer.
      • Acting for subcontractor in substantial ICC arbitration, Abu Dhabi (with Paul Reed QC).
      • Advising architects in substantial claim arising from fractured concrete and unmoored foundations in underground car park facility (with David Pliener).
      • Advising architects in £1.5 million defect and delays claim concerning brickwork mortar failures.
    • Construction insurance

      Construction insurance

      Laurence construction practice regularly involves consideration of insurance issues. He is a contributing author of Construction Professionals Indemnity Insurance.

      Recent work in this area includes:

      • Acting in relation to a number of construction and CAR issues concerning a high specification residential scheme in central London for a well-known developer.
      • Acting for employer in £750,000 claim to bondsman following default of contractor.
      • Advising on scope of PII policy in relation to very large claim against steel subcontractor.
  • Professional indemnity insurance

    Professional indemnity insurance

    Laurence is frequently retained by indemnity insurers to advise on discrete coverage issues.

    Laurence is also involved in a large number of group claims against firms of solicitors that involve complex and wide-ranging issues concerning the SRA’s minimum terms.

  • Professional liability
    • Financial professionals, insolvency professionals, directors & officers

      Financial professionals, insolvency professionals, directors & officers

      Laurence has particular expertise in handling professional negligence claims against financial professionals:

      Accountants

      • Sir Christopher and Lady Evans v PricewaterhouseCoopers – Acting for claimants in £4 million claim concerning negligent tax planning. See [2019] EWHC 1505 (Ch).
      • Axholme Limited v Gilderson Accountancy Services – Acting for defendant accountants in substantial claim arising from allegedly overpaid tax for a period of 12 years.
      • Just Inc Limited v DP Business Consultancy – acting for defendants in £300,000 claim arising from alleged failures to prepare accounts adequately.

      Financial Services

      • Advising company and directors on potential claim against solicitors arising from an unsuccessful swaps misselling claim.
      • Potts and another v Church’s Financial Planning Ltd – Acting for claimants in claim against IFA for overly cautious investment advice and failures to advise on trading strategies to profit from anticipated market movement.
      • Advising an IFA defendant in claim arising from advice concerning a high risk multi-currency secured loan facility.
      • Advising an IFA whose employee was allegedly complicit in a £4 million mortgage fraud.
    • Legal professionals

      Legal professionals

      Laurence is involved in many very substantial professional negligence claims, frequently as sole counsel appearing against senior juniors or QCs. He acts for Claimants and Defendants, and has a strong reputation in the London Market.

      He is frequently sought out by insurers and lectures widely to professionals in this area. His reputation in this field is such that he is regularly instructed as junior to silks outside chambers.

      Many of his cases involve legal professionals.

      Recent work:

      • O’Neil (1) O’Neil (2) v Bull & Bull Solicitors – acting for defendant firm of conveyancing solicitors in successful trial concerning the proper application of SAAMCo following BPE Solicitors v Hughes-Holland.
      • Bashir v Warwick Solicitors: Acting for defendant firm of solicitors in High Court (QBD) claim alleging negligent conduct of criminal proceedings.
      • Group of claimants v four firms of solicitors – Advising a group of claimants in c£10 million claim arising from the failure of two hotel room investment schemes. Issues include offshore  defendants, possible fraud, breaches of fiduciary duty and breach of trust.
      • Group of claimants v firm of solicitors – advising group of 500 claimants on coverage issues in claim arising from investments induced by fraud in Brazilian housing development.
      • TJ Properties (UK) Limited v Benson Watkins & Singh LLP – Acting for defendant solicitors in £1.5 million claim arising from a commercial conveyance induced by fraudulent misrepresentation (with John de Waal QC)
      • An insurer v A major city law firm – Advising claimant insurers in £1 million claim arising from negligent advice concerning an ATE policy relied on to defend a security for costs application.
      • Advising lender in £500,000 claim against solicitor for breach of warranty of authority.
      • Newcombe v Cocks Lloyd Solicitors, Leahy v Jennifer Knowles Solicitors, Morse v Passmores and approximately 20 other casesActing for defendant solicitors in series of claims arising from allegedly undersettled ancillary relief proceedings.
      • Achillion v Girlings Solicitors: Acting for Claimant in £3.4 million loss of chance claim arising from failed litigation concerning 14 property joint ventures (2016, with John de Waal QC).
      • Ashman v CGM Solicitors – Acting for defendant solicitors in £500,000 claim brought by disappointed beneficiaries to a will. Discontinued on eve of trial.
  • International

    International

    Laurence ‘s expertise in high value commercial disputes, construction, insurance and professional liability cases has led to his involvement in a wide variety of cases for international clients across a number of jurisdictions.

    Many of Laurence’s cases raise cross-border issues and much of his work relates to the Middle East, especially the UAE. Laurence’s work brings him to Dubai almost every month and he appears regularly before the DIFC Courts.

    • Cesfin Ventures and another v Al Ghaith Holding Company PJSC, a DIFC claim for 80 million USD arising from New York arbitral proceedings (with David Russell QC).
    • An individual v A company based in the Kingdom of Saudi Arabia and others: Acting for second defendants in DIFC proceedings with associated arbitration. Shareholder dispute concerning the operations and valuation of a major tech start-up.
    • Acting for group of institutional investors evaluating third party funders’ proposals to bring a securities action against Danske Bank A/S for allegedly misleading and deceptive representations to the market arising from the estimated €200 billion of suspicious money flowing through its Estonian branch between 2007 and 2015.
    • SKAT v Elysium Global (Dubai) Limited and others: Acting for principal defendants in dividend arbitrage fraud litigation. SKAT has brought proceedings against 96 defendants in the Commercial Court in London, and related claims against some of these defendants in the DIFC and on-shore Dubai in which it seeks over £2bn. There are associated proceedings against hundreds of Defendants in Denmark, the USA and Malaysia. Laurence is instructed as junior to Nigel Jones QC.
    • Advising group of institutional investors on potential claims arising from alleged accounting fraud and misleading market statements made by Steinhoff Investment Holdings NV, and potential actions in South Africa, the Netherlands and/or Germany.
    • Commercial Bank of Dubai PSC v Totora LLC and others: Successfully acted for the Claimant in a DIFC banking claim and associated actions against three guarantors, including a member of the UAE royal family. Claim involved substantial jurisdictional challenges. See judgments dated 11 March 2018, 21 June 2018, 15 November 2018 and final judgment on 23 January 2019.
    • Interactive E-Solutions JLT v O3b Africa Ltd: Acting for DIFC registered company in £55 million commercial court claim concerning satellite-based communication systems in Pakistan (with Nigel Jones QC and Edward Rowntree).
    • Stavrinides and others v Cyprus Popular Bank Public Co Ltd and another: Acting for Claimants in £6 million civil fraud banking claim concerning alleged agreement by bank to compromise outstanding indebtedness.
    • Advising claimants in group action arising from hotel room purchases on issues of fraud against UK solicitors and St Kitt’s and Nevis lender in £5 million claim.
    • Acting for a UAE registered bank in substantial DIFC claim against (amongst others) a member of one of the royal families of the UAE.
    • Acting for subcontractor in substantial ICC arbitration, Abu Dhabi (with Paul Reed QC).
    • Acting for a Cypriot individual and two connected entities in related QBD and Chancery Division claims against a Cypriot bank in £6 million civil fraud claim.
    • Acting for Hong Kong trustees against a Greek bank in CHF20 million loan facility concerning an alleged event of default.
    • Acting for a Cayman Islands insurance company concerning proposed changes to insurance policy wording.
    • Advising on enforcement of a foreign arbitral award in England & Wales.

Recognition

“A good advocate who knows his cases inside out, works hard and is immensely likeable”Chambers UK
“An intelligent lawyer with a good grasp of the legal principles and how they are applied.”Legal 500
“A good advocate who knows his cases inside out, works hard and is immensely likeable.”Chambers UK
“His grasp of the facts and the evidence is encycopaedic.”Legal 500
“Very determined and thorough”Legal 500

Directory recommendations

Laurence is recommended in Chambers UK and Legal 500 for Commercial Litigation, and in Legal 500 for Fraud (Civil) and Professional Negligence.  He is also recommended for Commercial Dispute Resolution in Chambers Global and as a leading junior for Middle East Commercial work in Legal 500 EMEA.

  • “A good advocate who knows his cases inside out, works hard and is immensely likeable.” (Chambers UK)
  • He is easy to work with and very approachable.”  (Legal 500)
  • Bright, practical and invaluable on significant issues – he will become one of the DIFC regular go-to counsel in the next few years.” (Legal 500, EMEA)
  •  “A good advocate who knows his cases inside out, works hard and is immensely likeable.” (Chambers Global)
  • His grasp of the facts and the evidence is encyclopaedic.”  (Legal 500)
  • Has an in depth grasp of the commercial realities, pressures and drivers that means he talks his client’s language and understands their needs in a way that is rare amongst the Bar.”  (Legal 500)
  • He is very determined and thorough.” (Legal 500)
  • “An intelligent lawyer with a good grasp of the legal principles and how they are applied.” (Legal 500)

Languages

French

Professional associations

  • COMBAR
  • BILA
  • TECBAR
  • PNBA
  • YFLA

Publications

  • Contributor to Construction Professional Indemnity Insurance (Sweet & Maxwell)
  • Contributor to Insurance Broking Practice and the Law, (Informa)

Qualifications

  • Member of the Chartered Institute of Arbitrators
  • London School of Economics, BSc
  • King’s College London, MA
  • College of Law, LLB

News

Commercial Court dismisses in its entirety the Danish Government’s claims in Skatteforvaltningen (the Danish Customs and Tax Administration) v Solo Capital Partners LLP (in special administration) and others

27/04/2021

L500 EMEA just published and Laurence Page ranked in top tier of juniors

15/04/2021

Hardwicke makes strong showing in Chambers Global 2021

19/02/2021

Hardwicke sees multiple cases in The Lawyer’s Top 20 cases for 2021

08/02/2021

Laurence Page speaking at Legal 500 Middle East Disputes Summit 2020

02/03/2020

Articles

Commercial Court dismisses in its entirety the Danish Government’s claims in Skatteforvaltningen (the Danish Customs and Tax Administration) v Solo Capital Partners LLP (in special administration) and others

27/04/2021

‘We were mugged’: does the latest Lloyds/HBOS litigation underline the old saying that you shouldn’t put robbers to work in a bank? Sharp v Blank [2019] EWHC 3078 (Ch)

12/04/2020

All at sea? The Supreme Court provides important new jurisdictional guidance in claims where there is an ‘anchor defendant’

23/04/2019

High Court issues a warning shot to McKenzie Friends in Paul Wright v Troy Lucas (a firm) & George Rusz

18/03/2019

When will a court order a trial of preliminary issues? (Howard v Chelsea Yacht)

04/07/2018

Past events

Hardwicke Franchising Day – Business as Usual?

24/09/2020

#HardwickeBrew – Professional Negligence – Relief from sanctions in a pandemic?

16/06/2020

David Lewis QC judges ADR ODR negotiating competition in Dubai

05/11/2019

Hardwicke Franchising Conference 2019: Franchise agreements under the microscope – time for change?

29/10/2019

J2J Commercial Fraud Conference

05/06/2019

Hardwicke Adjudication Day 2018

27/03/2018

Podcasts

Background and implications of the Wright v Troy Lucas & Rusz case

26/09/2019

Videos

Hardwicke Franchising Conference 2019

30/10/2019

J2J – an introduction to commercial fraud

25/09/2019