Callum Reid-Hutchings

Areas of expertise

• Commercial dispute resolution

  Commercial dispute resolution

  Callum is in his first year of tenancy at Gatehouse Chambers, having completed pupillage in October 2024. Since commencing independent practice, he has appeared unled over 15 times in the High Court’s Business and Property Courts, handling complex commercial disputes including emergency corporate control interventions, sophisticated insolvency proceedings, trust administration disputes, international arbitration matters, and high-value commercial litigation. He serves as a supervisor in Company Law at Cambridge University, teaching the complete range of corporate law topics. This combination of intensive court practice spanning corporate governance battles, asset recovery proceedings, statutory demand challenges, and commercial contract disputes enables him to provide sophisticated legal analysis in high-pressure commercial environments, consistently achieving successful outcomes for clients in urgent, high-value disputes.

  INTERNATIONAL ARBITRATION

  Luxury Yacht Charter Dispute (LMAA Arbitration) Acting for charterer in high-value dispute concerning wrongful termination of luxury yacht charter agreement. Matter involved complex issues of European criminal law, CCTV evidence disclosure, and substantial six-figure damages claims (unled)

  Aircraft Purchase Dispute (High Court/Arbitration) Representing seller in US$12 million aircraft purchase agreement dispute involving escrow arrangements and breach of contract claims. Matter required analysis of complex international commercial arrangements and jurisdictional issues under English law (unled).

  Yacht Construction Warranty Claims (International Arbitration) Acting in substantial counterclaim concerning defective luxury yacht construction, involving extensive warranty breaches, Consumer Rights Act claims, and copyright infringement issues. The case included complex technical evidence regarding vessel defects and damages exceeding US$3 million (unled)

  Arbitrator Appointment Challenge (LMAA Arbitration) Defending validity of arbitrator appointment against challenge based on alleged procedural irregularities. Matter involves detailed analysis of legal requirements for valid appointment, principles governing formal versus substantive compliance with appointment procedures, and issues of waiver and estoppel in the arbitration context under English arbitration law.

  INTERNATIONAL ENFORCEMENT &  JURISDICTION

  Enforcement of Malaysian Judgment (2025) High Court, Business and Property Courts

  Drafted Particulars of Claim enforcing Malaysian judgment in England following breach of scholarship bond. The case required analysis of foreign judgment recognition principles, addressing jurisdictional challenges, and navigating the complexities of enforcement against UK residents under Malaysian educational obligations. (unled).

  Anti-Suit Injunction

  International Jurisdictional Dispute Advised on anti-suit injunction application to restrain foreign proceedings in breach of exclusive English jurisdiction clause. Matter involved analysis of contractual jurisdiction provisions and principles governing anti-suit relief in international commercial disputes. (unled).

  COMMERCIAL DISPUTES

  Healthcare Equipment Lease Misrepresentation (2025) (unled).

  Drafted Particulars of Claim in a sophisticated commercial dispute where a consumer healthcare business was misled into signing an equipment lease through misrepresentation. The case required detailed examination of:

  • Contract formation principles where documents were signed under a fundamental mistake
  • Consumer rights under the Consumer Rights Act 2015
  • Unjust enrichment principles in the context of void/voidable contracts
  • Common mistake doctrine in a commercial setting

  Private Investigation Services Dispute (2025) (unled).

  Drafted Particulars of Claim in a consumer dispute against a private investigation firm that failed to deliver promised specialist financial investigation services. The case involved:

  • A five figure claim concerning investigation of hidden hedge fund assets
  • Multiple causes of action under Consumer Rights Act 2015, breach of contract, common mistake, and unjust enrichment
  • Technical analysis of hedge fund compensation structures and offshore investment vehicles

  South Korean Distribution Agreement Dispute (2025) High Court, Commercial Court

  Drafted LBA and Particulars of Claim in six-figure dispute with South Korean distributor,  navigating:

  • English law enforcement against overseas entity
  • Jurisdiction clause effectiveness under Hague Convention principles
  • Material breach thresholds for international distribution agreements
  • Service out procedures for Asian corporate defendants
  • Considerations for anti-suit injunction applications

  Energy Sector Software Dispute (2024) (Unled)

  Drafted Defence and Counterclaim in software implementation dispute where platform failed to meet operational requirements. Articulated concurrent claims in breach of contract, misrepresentation and unjust enrichment while demonstrating technical understanding of energy software implementation.

  Motorsport Contract Dispute (2025) (Unled)

  Drafted Defence to racing contract debt claim based on termination following safety incidents. Successfully established repeated wheel failures and regulatory breaches as repudiatory breaches justifying termination without following contractual notice provisions. Combined technical championship regulations with contract law to demonstrate client was deprived of contract’s essential benefit.

  Commercial Dispute Resolution (2025) Pre-Action Correspondence

  Drafted  response to Letter Before Action in high-value investment dispute. The case concerned:

  • Alleged breaches regarding performance of investment assets
  • Interpretation of specialised contractual provisions in volatile markets
  • Complex factual matrix involving payments, performance obligations and market conditions
  • Strategic positioning before potential litigation

  Successfully reframed the commercial dispute by identifying fundamental contractual misunderstandings in the claimant’s position, establishing proper assessment of contractual values, and challenging misconceived interest calculations. The response effectively neutralised implied insolvency threats.

  INJUNCTIVE RELIEF & PRIVACY

  Freezing Injunction Application Acting for defendants in disputed fees claim involving complex issues of full and frank disclosure duties, materiality of evidence, and procedural obligations in urgent applications.

  Privacy Order Application Secured privacy order to protect confidential mediation and without prejudice communications in high-profile professional services litigation involving substantial sums and sensitive commercial arrangements.

  FRANCHISE & COMPETITION LAW

  Ellis & Ors v John Benson Limited (QB-2021-000741, High Court, KBD, 2025)

  Assisted Mark Stephens in representing 20 driving instructors in complex franchise litigation against a national driving school. The case involved allegations of systematic breaches of implied duties of good faith in long-term relational franchise contracts.

  Competition Law Dispute (2025)

  Drafted written submissions to the High Court on price fixing provisions in franchise agreements under the Competition Act 1998. The case examined whether contractual terms constituted prohibited anti-competitive arrangements.

  Key analysis included:

  • Application of the Chapter I prohibition to vertical price restraints in franchise contexts
  • The designation of resale price maintenance as a “by object” restriction of competition
  • The limited availability of block exemptions for hardcore restraints
  • Severability principles following Jones v Ricoh UK Ltd and English Welsh & Scottish Railway Ltd v E.ON Plc

  Price Fixing in Franchise Agreements (2025)

  Provided written advice on competition law aspects of franchisor-mandated pricing schemes. Addressed the complex intersection of vertical restraints, competition law, and franchise operations.

  Key aspects covered:

  • Analysis of direct and indirect price fixing under s.2(2)(a) of the Competition Act 1998
  • Application of the Pronuptia principles to franchise pricing provisions
  • Assessment of severability principles following Vickers v Jackson
  • Practical guidance on restructuring pricing provisions to maintain enforceability

  The advice navigated a complex area of competition law with significant commercial implications for franchise operations across multiple sectors.

  Specific Disclosure Application in Franchise Dispute — High Court (2025)

  Acted (unled) in a specific disclosure application against King’s Counsel. The application involved comprehensive analysis of disclosure inconsistencies and challenged the respondent’s evolving narrative regarding document availability.

  AGENCY & COMMISSION DISPUTES

  Property Acquisition Commission Dispute (2024) High Court (Unled)

  Drafted pre-action correspondence in commission dispute concerning high-value property acquisitions. The case involved:

  • Analysis of estate agency law principles regarding the trigger points for commission payments
  • Application of “effective cause” doctrine
  • Strategic deployment of quantum meruit arguments as an alternative recovery basis

  Carefully crafted letter before action secured immediate settlement without the need for proceedings, saving considerable costs.

  Recruitment Agency Commission Dispute (2024)

  Assisted with drafting an Amended Defence in recruitment agency commission dispute. The case turned on:

  • “Effective cause” principles in recruitment agency contexts
  • Analysis of concurrent introductions by different parties
  • Legal requirements for causation in recruitment agency agreements
  • Application of quantum meruit principles to partial performance

  International Finance Commission Dispute (2024) (Unled)

  Drafted Letter Before Action in international finance dispute concerning unpaid commission on yacht financing arrangement. The case involved:

  • Analysis of agency principles in international financing contexts
  • Challenging issues regarding the interpretation of 90-day exclusivity provisions
  • Effective cause arguments regarding a €4,085,250 financing arrangement
  • Alternative quantum meruit claims

  Successfully positioned the case for summary judgment proceedings by comprehensively addressing potential defenses.

  SUMMARY JUDGMENT & PROCEDURAL APPLICATIONS

  Educational Institution Fee Recovery (2024) (Unled)

  Successfully represented an independent school in summary judgment proceedings for unpaid school fees of £31,364.04. The case involved:

  • Analysis of contractual principles in education contexts
  • Addressing attempted defences based on bursary arrangements and financial hardship
  • Application of the test for summary judgment under CPR 24.2
  • Assessment of binding contractual payment obligations

  Successfully argued that defendants’ defences had no realistic prospect of success, establishing that discretionary bursary decisions and financial hardship provided no legal defence to contractual payment obligations.

  Security for Costs Application (2024) County Court at Central London

  Successfully obtained security for costs against impecunious claimant company. Applied CPR r.25.13(2)(c) principles to demonstrate that snapshot bank statements failed to establish ability to satisfy potential adverse costs order. Secured full security with costs despite limited financial disclosure, persuading court to evaluate net asset position rather than gross assets.

  PROFESSIONAL NEGLIGENCE & PROCEDURE

  Strike Out Application & Wasted Costs (2025)

  Successfully represented defendant in application to strike out claim brought by and against wrong parties. The case involved:

  • Fundamental defects in a construction dispute where claimant operated through unregistered companies while pursuing personal claim
  • Complicated by illegal gas works performed without Gas Safe registration
  • Obtained full strike out under CPR 3.4(2)(a) with indemnity costs award
  • Successfully secured wasted costs order against claimant’s legal representatives

  PROPERTY & REAL ESTATE DISPUTES

  Hunt v Gokhool & Cole (PT-2025-000058, High Court, ChD, 2025)

  Successfully represented the Claimant (unled) executor in a complex property dispute concerning sham charges registered against property. The First Defendant had been convicted of fraud in connection with her dealings with the deceased, and subsequently registered charges in favour of the Second Defendant to frustrate legitimate claims.

  Successfully argued:

  • The charges were shams designed to defeat creditors under Snook v London & West Riding Investments principles
  • The registration of sham charges constituted a “mistake” under Schedule 4 of the Land Registration Act 2002
  • The charges were void ab initio rather than merely voidable
  • The Court had jurisdiction to order their removal despite the Second Defendant’s non-attendance

  Secured full judgment for the Claimant with an order removing both charges from the register, despite the Second Defendant’s complete failure to engage with proceedings over several years. Also obtained indemnity costs, reflecting the egregious nature of the Defendants’ conduct.

  Property Development Joint Venture Dispute (2025) High Court, Business and Property Courts

  Drafted Particulars of Claim (unled) in a complex property development joint venture dispute. The case involved:

  • Partnership relationship between developers for a high-value residential conversion project
  • Allegations of financial misreporting and failure to provide accounts
  • Claims regarding secret profits and undisclosed contract arrangements
  • Enforcement of joint venture contractual obligations for profit sharing

  The claim combined express contractual obligations with implied partnership duties, addressing sophisticated questions of financial accountability in development contexts. Structured complex financial claims spanning multiple properties while maintaining focus on actionable remedies including specific performance, account of profits, and equitable compensation.

  Re Affordable Housing Contribution under S106 Agreement (2024)

  Junior counsel (led by Jonathan Titmuss) in complex advice work concerning the recovery of a substantial affordable housing contribution (c. £1.4m) under a section 106 agreement. The case involved intricate corporate structures where:

  • The original landowner retained a portion of land
  • The developer had entered creditors’ voluntary liquidation
  • Multiple property transfers had occurred at apparent undervalue
  • A BVI company was involved in the ownership structure

  Relevant issues included:

  • Jurisdictional challenges in pursuing claims against overseas entities
  • Legal interpretation of section 106 agreement exclusion clauses

  Real Estate Agency Dispute

  Drafted Particulars of Claim in a complex estate agency dispute concerning the under-market sale of residential property. The case involved:

  • Allegations of breach of fiduciary duty where the agent purchased property through a connected company
  • Assessment of losses from property sale at significant undervalue
  • Concurrent claims in contract, tort and equity
  • Analysis of agent’s duties of loyalty, disclosure and good faith

  Service Charge Fraud Dispute (2025) First-tier Tribunal (Property Chamber)

  Drafted comprehensive legal submissions in dispute concerning property that had been converted from two flats into one, with particular focus on fraud allegations. The case required:

  • Detailed contractual interpretation of service charge provisions in the context of fraudulent misrepresentation
  • Analysis of temporal construction in property contracts where fraud was alleged
  • Application of recent Supreme Court authority on fixed service charge terms
  • Development of sophisticated estoppel arguments based on directors’ conduct in fraudulent schemes
• Employment and executive disputes

  Employment and executive disputes

  Recent work:

  • Callum is currently advising on an appeal to the Court of Appeal, focusing on claims of disability discrimination. The key issue is whether the employer failed to make reasonable adjustments, and Callum is preparing the skeleton argument for this appeal (unled).
  • Callum is further advising on an appeal related to the refusal of interim relief following a protected disclosure claim. He is drafting the skeleton argument, challenging errors in law and procedural irregularities in the original decisions, with the appeal to be heard in the Court of Appeal (unled).
  • Callum has advised a company on whether subcontractors could potentially accrue employment rights, particularly in situations where the subcontractor arrangements may be considered sham self-employment contracts.
  • Callum has drafted a defence against claims of discrimination and alleged employment rights breaches, involving the classification of employment status and defending the company’s compliance with legal obligations.
  • Callum represented an employer in a dispute over employment rights for self-employed contractors, involving discrimination issues.
• Costs and litigation funding

  Costs and litigation funding

  Recent work:

  • Successfully represented an applicant for security for costs, with costs awarded against the respondent.
• Construction & engineering

  Construction & engineering

  Callum is in his first year of tenancy at Gatehouse Chambers, having completed pupillage in October 2024. Since commencing independent practice, he has appeared unled over 15 times in the High Court and has developed a significant construction law practice representing contractors, subcontractors, and developers across a wide range of disputes including contested trials for final payment and variations, professional negligence claims against quantity surveyors, equipment hire disputes, luxury property development matters, and specialist subcontractor termination disputes. He serves as a supervisor in Company Law at Cambridge University, teaching the complete range of corporate law topics, and brings practical industry experience from his previous role as an assistant quantity surveyor and current position as a board member of a construction company. This combination of intensive courtroom advocacy in construction trials, comprehensive understanding of JCT contracts and industry standards, practical construction industry experience, and expertise in handling high-value development disputes enables him to provide sophisticated legal analysis for complex construction matters while achieving successful outcomes for clients across the construction industry.

  Representing Glazing Company

  Successfully represented a glazing contractor in a contested trial concerning final payment and variations under a construction contract. The defendant withheld payment alleging defects prevented completion, while the contractor sought payment for substantially completed works.

  Successfully argued:

  • Substantial performance under Hoenig v Isaacs principles entitled payment despite alleged defects
  • The defendant’s refusal to permit remedial works constituted failure to mitigate losses (Woodlands Oak)
  • Variations were properly authorised through implied actual authority
  • The contractual interest provisions remained enforceable under consumer protection legislation

  Secured judgment for the contractor despite technical expert evidence favouring aspects of the defendant’s counterclaim. Successfully opposed late amendments to the Defence and obtained dismissal of the counterclaim regarding alleged water ingress issues. Also successfully awarded indemnity costs.

  Professional Negligence Claim (2024)

  Instructed to defend a specialist construction quantity surveyor in a substantial professional negligence claim relating to two high-value commercial development projects in Central London. Following receipt of a Letter of Claim under the Professional Negligence Pre-Action Protocol, drafted a comprehensive Letter of Response addressing complex allegations regarding fee calculations and professional services rendered across multiple development sites. The matter required careful analysis of contractual arrangements between the parties and the professional standards applicable to quantity surveying services in high-value commercial developments. Successfully negotiated a favourable settlement immediately following the Letter of Response, avoiding costly and protracted litigation while protecting the professional reputation of the client.

  Equipment Hire Dispute (2024)

  Drafted Particulars of Claim in a commercial dispute concerning damage to specialised construction equipment. The case involved three separate pieces of heavy plant machinery hired under standard industry agreements.

  The claim required detailed technical analysis of complex mechanical damage and contractual interpretation regarding responsibility for equipment maintenance, notification requirements, and liability for repair costs.

  Water System Installation Dispute

  Currently instructed to defend a plumbing contractor in a residential construction dispute concerning the installation of a water filtration system for a property with a private borehole water supply. Successfully drafted a comprehensive Defence addressing technical allegations of defective installation, improper specification of equipment, and alleged breaches of contract. The case involves complex technical issues regarding water treatment systems, borehole pumps, and pressure systems.

  Luxury Property Development Dispute (2025)

  Assisted on a Letter of Response in a high-value residential development dispute under JCT Design and Build terms. Addressed allegations concerning planning discrepancies, material substitutions, and delay, with claimed damages between £900,000-£2,000,000.

  Structural Defects Insurance Advice (2025)

  Drafted detailed advice on a complex multi-property construction dispute involving warranty claims and potential subrogated recovery. The matter concerned the interpretation of interlocking contractual arrangements between developers, contractors, and insurers, with potential claims exceeding £1.5 million.

  Issues addressed:

  • Temporal limitations on contractual liability under specialist construction warranty schemes
  • Subrogation rights in construction disputes involving dissolved contractors
  • The impact of settlement agreements on subsequent insurance recovery
  • Arbitration provisions and their application to subrogated claims
  • Technical causation analysis for alleged structural defects

  Specialist Subcontractor Termination Dispute (2025)

  • Currently instructed in a pre-action construction dispute regarding the purported termination of a specialist subcontractor and six-figure damages claim. Key issues include validity of termination notice issued before contract formation, non-compliance with contractual termination mechanisms, and contested technical evidence regarding concrete quality standards.
• Defamation

  Defamation

  Recent work:

  • Assisted on defamation matters, focusing on jurisdiction issues and assessing the meaning of words and their defamatory nature in common law.
• Insolvency & restructuring

  Insolvency & restructuring

  Callum is in his first year of tenancy at Gatehouse Chambers, having completed pupillage in October 2024. Since commencing independent practice, he has appeared unled over 15 times in the High Courts, specialising in complex insolvency and company law matters, including emergency corporate control disputes, indefinite bankruptcy suspensions, international statutory demand set-asides, asset recovery proceedings, trust administration disputes, and sophisticated share ownership battles. He serves as a supervisor in Company Law at Cambridge University, teaching the full range of corporate law topics. This academic foundation, combined with extensive High Court experience in corporate governance, personal and corporate insolvency, and strategic commercial advisory work, enables him to navigate the most complex corporate and insolvency challenges while providing clients with both legal analysis and commercial insight.

  Corporate Control Disputes

  Multi-Million Property Group Injunctive Relief (High Court) (unled): Urgent application for interim injunctive relief to prevent allegedly unlawful seizure of corporate control in a property development group with assets exceeding eight figures. The matter involved procedurally defective extraordinary general meetings and required immediate intervention under the American Cyanamid framework, detailed analysis of Companies Act 2006 shareholder meeting requirements, complex pre-emption rights under Articles of Association, and Declaration of Trust validity in nominee shareholding structures. Successfully preserved the status quo pending judicial determination of underlying ownership disputes.

  Corporate Governance Dispute – Property Management Company (High Court) (unled): Defended Part 8 claim concerning invalid board resolutions and director appointments, with particular focus on section 633 Companies Act 2006 requirements for variation of class rights. The matter involved challenging “without notice” applications lacking proper urgency, defending against improper attempts to circumvent central validity issues, and securing statutory freezes on effectiveness of purported variations pending judicial determination.

  Insolvency Practice

  Indefinite Bankruptcy Suspension (High Court) (unled) Secured rare indefinite suspension of discharge for calculated non-compliance with bankruptcy obligations. Applied Harris v Official Receiver principles for successive suspension orders, demonstrated “unconscionable disrespect” toward statutory obligations following Brittain v Ferster authority, and established pattern of superficial compliance while systematically withholding crucial estate information. Successfully argued that traditional fixed-term suspension was inadequate given bankrupt’s express intention to dispose of estate assets and strategic information withholding.

  International Statutory Demand Set-Aside with Non-Party Costs (High Court) (unled):

  Successfully set aside three statutory demands from Canadian entities totalling six figures, establishing substantial dispute over characterisation of payments as loans versus investments in US property ventures. Applied substantial dispute test to identify controlling individual as “real party” to litigation. Secured rare non-party costs order against controlling mind under section 51 Senior Courts Act 1981.

  Construction Industry Creditor Petition (High Court) (unled): Pursued winding-up petition for six-figure debt involving sophisticated challenges based on alleged contractual variations and procedural compliance failures. Applied Angel Group principles to distinguish genuine disputes from “cloud of objections,” analysed section 113 Housing Grants Construction and Regeneration Act 1996 prohibiting “pay when paid” clauses.

  Asset Recovery – Vehicle Vesting Orders (High Court) (unled): Appeared in vesting orders under section 181 Insolvency Act 1986 for vehicles worth substantial five-figure sum where client had paid full consideration but received no possession due to complex corporate disclaimers.

  Directors’ Loan Account Recovery (County Court): Successfully pursued bankruptcy petition against company director for substantial five-figure overdrawn directors’ loan account debt following company’s creditors’ voluntary liquidation. Applied section 271 Insolvency Act 1986 reasonable prospect test, challenged debtor’s unsubstantiated remortgage proposals and claims of substantial property equity without supporting evidence. Successfully distinguished Re Maud and Sekhon v Edginton authorities regarding vague property assertions, securing bankruptcy order despite debtor’s historical payment record and settlement agreement breaches.

  Commercial Dispute Restraint Application (High Court): Successfully obtained undertaking from respondent not to present winding-up petition pending final hearing of substantive dispute. Secured structured timetable providing valuable breathing space for resolution of underlying commercial issues while maintaining litigation position. The matter involved complex arrangements requiring careful case management and strategic positioning during pre-action correspondence phase.

  Trust Administration and Succession

  High-Value Family Trust Dispute (High Court) (unled): Appeared in removal application concerning bankrupt trustee of family trust containing substantial six-figure proceeds. Applied Letterstedt v Broers welfare principles and section 41 Trustee Act 1925 removal powers, while analysing Re Tempest guidelines on conflicts of interest and the court’s prohibition against appointing beneficiary family members.

  Emergency Corporate Succession Planning: Provided urgent advisory work on director appointment following unexpected death of sole shareholder/director who died intestate. Applied bespoke article provisions distinguishing “transmittee” from “personal representative” under company law, avoided costly section 125 Companies Act 2006 court applications, and ensured corporate continuity while maintaining Companies House compliance.

  Share Ownership Disputes

  Pre-emption Rights and Beneficial Interests (High Court) (unled): Conducted complex defence and counterclaim involving automatic Article 13 pre-emption provisions, Declaration of Trust enforceability in nominee structures, and charging order effects on share transfer rights. The matter required detailed analysis of administration triggering events for group companies, receiver’s powers subject to contractual restrictions, and time limits for pre-emption rights under Articles of Association.

  Unfair Prejudice – Technology Company (unled): Drafted letter before action and advised on minority shareholder in successful car tracking business, alleging systematic breach of shareholders’ agreement through connected party payments totalling six figures. Applied O’Neill v Phillips unfair prejudice framework, analysed quasi-partnership characteristics following Ebrahimi principles, and challenged improper dividend policy breaches alongside competing business restrictions.

  Minority Shareholder Rights – Public Listed Company: Advised on unfair prejudice claim under section 994 Companies Act 2006 involving systematic exclusion from management despite partnership-like understandings and differential treatment regarding share loan agreements.

  Just and Equitable Winding-Up Petition: Provided strategic advice on section 122(1)(g) Insolvency Act 1986 petition as ultimate remedy where breakdown in mutual confidence rendered continued association impossible. Analysed the relationship between unfair prejudice proceedings and winding-up jurisdiction, considering factors including quasi-partnership characteristics, loss of mutual confidence, and deadlock in management. Advised on interaction with section 125 Companies Act 2006.

  Advisory Work

  Guarantor Subrogation Rights Analysis: Provided detailed legal advice on liquidator’s duties regarding notification of guarantor subrogation rights in asset distribution context. Applied principles on automatic operation of subrogation rights, analysed liquidators’ duties to non-creditors, and examined contractual sequencing provisions preventing assertion of rights until the primary creditor is satisfied.

  Asset Recovery Strategy – Invoice Financing Surplus: Advised liquidator on recovery of substantial five-figure surplus held by invoice financing company where banking group claimed cross-entity set-off rights,

  Construction Retention Monies Recovery: Advised liquidator on recovery of retention monies held by contractors following company liquidation. Applied Rule 14.25 Insolvency Rules 2016 automatic set-off provisions requiring mutual debt accounting, analysed exceptions for special purpose trusts and subcontractor protections, and examined enforcement mechanisms including adjudication procedures.